Last week was full of initiatives for us. Yes, you read it correctly, an initiative with ‘s’. Though we’d like to keep our other plans secret, for now, we promise they won’t remain suspense for much longer. We have heaps to share with you in our upcoming posts that we can’t wait to reveal!
As you’re aware that we started blogging a month ago, and undoubtedly we’re learning and flooding with new information every day! Read our experience bloggingto find out more.
We’ve been keeping ourselves occupied while lockdown at least to prevent ourselves from oversleeping, fatigue, and anxiety. But above all, we’re shaping our long-pending projects. One of those was to publish our son’s playful activities on YouTube.
A couple of years back, our son, Ayaan, asked us: “Mom, Dad! It’s great to see Ryan every day, and I enjoy watching him so much! Please make my video today”. Ryan, a YouTube star kid who plays along with his family, play with the toys, and publishes a video each day on his channel ‘Ryan’s World’. He inspired Ayaan. That’s when we realized his feelings, and soon after that, we started filming his videos.
Though, it took a while to start the channel officially. Because he was anxious at the beginning, we felt that he was fearful because he was shy. He was afraid of being watched by many, other than just the immediate family. As parents, we could ultimately make sense of it, although he needed to confront his nervousness. Because he could be successful in life only if he masters to challenge his fear.
Soon we learned that despite getting nervous, Ayaan didn’t ask to turn off the camera (thank God!). Oh, boy! He enjoyed the filming experience! And what’s even more exciting? He felt confident and even more motivated for his next video shoot. Now, we publish his video every Monday on his channel ‘Ayaan’s Fun World.’ on YouTube. Watch his latest videos:
To make a long story short, we’re sharing our thoughts with you in this post because we’ve successfully overcome his fear of facing a camera. We’re hopeful, we’re happy, and we’re thrilled with experimenting. We’ve been able to manage our kids’ fears in various other ways that we’ll share with you sometime.
We hope you enjoyed reading this post.
Let us know in the comments box, how do you manage your child’s fear of anything?
Are you facing financial challenges due to the blight of COVID-19? You know the present-day hardships and seriousness of the situation. You’ve been stood down, your rostered hours are reduced and your business is operating at loss. You want to guard yourself and your family from financial hardship.
You’re certainly working hard to make ends meet since neither of us is born with a silver spoon in our mouth. Though it’s tough at the moment, you firmly believe that hard times are short-lived and that once this hardship is over, wealth will knock your door again.
Last month, we had various discussions within our family to figure out the most suitable approach for reducing our monthly expenditure, as we wanted to carry out the strategy to save for a rainy day. Though we aren’t the penny pinchers, and neither you, we respect the money we earn.
In this blog post, we brought together for you some tips by which we saved a little over $1000 in the month of March!
1. Avoid shopping luxury items
A handful of luxury items are those you never regret upon, and you adore them indeed! Though the circumstances have changed, hence you should hold off purchasing luxury items and allow space for saving a few bucks.
Last month, as we thought of shopping three items-a handbag, pair of shoes and a pair of earrings worth of $800 all-inclusive, the circumstances quickly escalated and so, our choices. Though it was a generous deal for us to buy all three items at once on a sale price, we just ended up buying shoes and saved $600 straight! (It’s quite valuable for us).
2. Delaying long-term financial commitments
Yes, you heard it correct! It was the primary thought popped into our head. Unless you must upgrade to a new mobile phone, or moving into a new house is an absolute necessity, limiting your non-urgent financial commitments will keep your expenses minimum.
We postponed our long-pending plans of upgrading from a Sedan to luxury SUV due to the uncertain situation. We’re quite convinced to purchase the New Mazda CX 9, a luxurious car with generous boot space, perfect for our family of four to travel long road trips.
Though our plan is yet in place, but some other time.
3. Shop for groceries, sensibly
You’re sitting pretty and comfortable since you’ve got quite enough stock to feed your family for at least the next two months. However, did you know that you could’ve saved pretty penny if you bought as needed?
Earlier when the panic-buying began, we gave stockpiling a second thought and while the toilet paper panic was in full swing, we stocked only two-weeks of groceries and a few other items as needed. Believe it or not, we saved at least $350-$400 in the last month just by shopping sensibly.
Though you aren’t stockpiling anymore, it’s a good idea to keep checking your inventory and grab your grocery list to the store to avoid throwing random items into your cart that you often don’t eat.
To get a detailed guide on what to buy, we found an interesting article on CNBC.com HERE.
4. Choose mobile phone plans wisely
Did you examine the alternatives to manage your mobile phone expense yet? If not, you’re probably under the impression that changing your current plan might save you just a few cents. Frankly speaking, it’s the other way round.
Tailoring mobile phone plan for your present needs will save you a fortune. Last month, we reduced our mobile bill expense by 50%. Wondering how?
Online study and work from home caused a decline in data usage and more reliance on the Wifi connection. We switched our provider to another provider, offering the service perfectly in line with our current needs and saved $50 per month altogether, compared to the $100 each month we paid over the last couple of years! Bear in mind, though you need to do some research to find the most suitable deal for yourself.
5. Restrict restaurant delivered meals
We’ve been reiterating in our previous posts, that home-cooked meal maintains your weight and body composition. Did you know that you can maximise your savings by getting into the habit of home cooking?
Since the social distancing rules put in place, we’ve been cooking food more often at home. Though, we were astonished to know that home cooking saved our food expense by 60%-it’s quite generous saving and we knew that was achievable!
Here’s how: On average, a home-cooked meal cost us $20, compared to eating out the same meal for $50, saving $30 on average for every meal! And almost $120 every month.
The exciting part-remaining food items can be kept and stored for the next meal, consequently saving more bucks in your wallet and leaving you stress free.
Planning your savings is crucial to achieve money goals. With limited opportunity for you to earn extra income due to COVID-19, you can tailor your expenses to suit your needs and circumstances. By avoiding to make financial commitments, cooking at home, holding off expensive items, shopping sensibly and spending carefully on mobile plans, we successfully achieved our savings goal for the big checks when they arrive.
Do you know of the other clever ways that helped to reduce your expenses during the present time? Share your comments below.
We hope this blog was helpful to you. Thank you for reading.